Throughout the Open Enrollment period, you may visit us and complete a new enrollment form. No changes will be accepted after the deadline unless you experience a qualifying event.

Under Age 65 or Over Age 65 and not Medicare Eligible: Yes, if you are currently enrolled in healthcare and flexible benefits and wish to make any change, you must complete the enrollment form in its entirety. Only benefits indicated on your enrollment form will be processed. The same applies to dependents. You must list them all, not just those you are adding for the first time. Dependents not listed on the form will not have benefits activated, even if coverage was active in 2018.

Over Age 65 or Under Age 65 and Medicare Eligible: Yes, if you are currently enrolled in flexible benefits and wish to make any change, you must complete the enrollment form in its entirety. Only benefits indicated on your enrollment form will be processed. The same applies to dependents. You must list them all, not just those you are adding for the first time. Dependents not listed on the form will not have benefits activated, even if coverage was active in 2018.

For assistance with your enrollment in an offered Medicare plan, you must contact the healthcare company directly.

Yes, you can add your eligible dependents during this enrollment period. You will have to submit the dependent documentation for each dependent.

No. You must cover yourself in order to cover your eligible dependent(s). Be sure to coordinate your healthcare election with your spouse’s in the event that only one of you is Medicare eligible.

The Medicare eligible recipient must enroll in an offered Medicare plan and the non-Medicare eligible must enroll in one of the Cigna under 65 (not Medicare eligible) healthcare plans being offered.

No. You and your dependents must be enrolled in the same healthcare plan if all being covered are not Medicare eligible.

Yes. You can terminate your dependent coverage, but you will not be eligible to re-enroll until the next open enrollment, unless you have experienced a qualifying Change in Status (CIS) Event, provided you have maintain your enrollment in a School Board sponsored Healthcare plan.

No. If you cancel your healthcare enrollment, you will never again be offered the opportunity of enrolling in a School Board sponsored Healthcare plan.

Cigna Healthcare Plans - if you are currently having FRS deductions and are not making changes, a new FRS Payroll Authorization form IS NOT needed. Your premiums will automatically be adjusted.

Medicare Healthcare Plans and Flexible Benefits: If you are currently having FRS deductions and are not making a change, a new FRS Payroll Authorization form IS NOT needed. Your premiums will automatically be adjusted.

However, if you are making changes to your current benefits, please complete a new FBMC FRS Payroll Authorization form.

If you are enrolling for FRS deductions for the first time, please check the appropriate box on your enrollment form. Complete the Florida Retirement System Payroll Deduction Authorization Form and return it with your enrollment form to FBMC. When enrolling in FRS for the first time, there is normally a delay between the time your request is processed and the time the deductions start; therefore, you will be billed for FRS deductions not taken from your retirement check. If premiums are not paid for the period of time deductions are not taken from your FRS check, benefits will be cancelled and you will not be allowed to re-enroll.

No. If you and/or your eligible dependents are Medicare eligible, you cannot elect not to enroll in Medicare. Not enrolling in Medicare while being Medicare eligible means a dis-enrollment of your Cigna plan.

To enroll in Medicare Part B, contact your local Social Security office. According to CMS guidelines, you are required to enroll in a Medicare Product. The Office of Risk and Benefits Management will send you an Over 65 Benefits Package, 60 days prior to the birth month in which you reach age 65 to provide you with the opportunity to enroll in an offered Medicare healthcare plan. You will be automatically dis-enrolled from your Cigna healthcare plan.

It is your responsibility to notify us of Medicare entitlement awarded before age 65, if not, this will result in an automatic termination of your Cigna plan.

Yes. This year dependent documentation must be submitted for all covered dependents. If documentation is not provided your dependent will lose their eligibility status.